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Additionally, customers for this kind of strategy can have serious legal or criminal histories. It is very important to keep in mind that various carriers supply a series of concern ages on their guaranteed problem policies as low as age 40 or as high as age 80 - funeral insurance no medical exam. Some will likewise provide greater face values, up to $40,000, and others will certainly permit for much better survivor benefit problems by enhancing the rates of interest with the return of premium or minimizing the variety of years until a full death benefit is offered