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Furthermore, customers for this type of plan can have serious lawful or criminal backgrounds. It is necessary to keep in mind that different service providers use a series of issue ages on their guaranteed issue policies as reduced as age 40 or as high as age 80 - life and burial insurance companies. Some will likewise use greater face worths, approximately $40,000, and others will certainly enable better fatality advantage conditions by improving the rates of interest with the return of costs or minimizing the number of years till a full fatality benefit is readily available